Student Loan Calculator

Calculate your student loan monthly payments, total interest, and payoff timeline. See how extra payments can save you money.

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How to Use the Student Loan Calculator

  1. Enter your total loan amount.
  2. Enter the annual interest rate.
  3. Set the loan term in years.
  4. Optionally add extra monthly payments to see savings.
  5. Click Calculate to see your repayment plan.

Features

  • Monthly payment calculation
  • Total interest paid over loan life
  • Extra payment savings analysis
  • Full amortization schedule
  • Payoff date projection
  • 100% client-side, no data stored

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Disclaimer: This tool is provided as-is for informational and educational purposes only.

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