Rent Affordability Calculator
Calculate how much rent you can afford based on your income. Uses the 30% rule with customizable percentages. Includes utilities and renter's insurance.
How to Use the Rent Calculator
- Enter your gross annual or monthly income.
- Adjust the rent percentage (default 30% rule).
- Add estimated utilities and renter's insurance.
- See your maximum affordable rent and monthly breakdown.
The 30% Rule
Financial experts recommend spending no more than 30% of gross income on rent. This calculator lets you adjust that threshold to match your situation.
Disclaimer: This tool is provided “as is” for informational and educational purposes only. Results may not be 100% accurate. ToolBird makes no warranties, express or implied, regarding the accuracy, reliability, or completeness of any output generated by this tool. This tool does not constitute professional, legal, financial, medical, or tax advice. Always consult a qualified professional for important decisions. By using this tool, you agree that ToolBird and its operators shall not be held liable for any damages, losses, or consequences arising from the use of this tool or reliance on its results. All processing occurs in your browser — we do not store, transmit, or access your data. Use at your own risk.