Paycheck Calculator

Calculate your take-home pay after federal tax, state tax, Social Security, Medicare, and 401(k) contributions. See a full deductions breakdown.

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How to Use the Paycheck Calculator

  1. Enter your gross pay and select pay frequency (annual, monthly, biweekly, weekly).
  2. Choose your filing status (Single, Married Filing Jointly, Head of Household).
  3. Select your state for state income tax estimation.
  4. Optionally enter your 401(k) contribution percentage.
  5. View your net pay and full deductions breakdown.

Features

  • 2026 federal tax brackets for all filing statuses
  • Social Security (6.2%) and Medicare (1.45%) calculations
  • Additional Medicare tax (0.9%) for high earners
  • State income tax estimates for all 50 states
  • Pre-tax 401(k) deduction support
  • Effective and marginal tax rate display
  • 100% client-side -- no data sent to any server

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Disclaimer: This tool is provided as-is for informational and educational purposes only.

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