Life Insurance Calculator

Calculate how much life insurance coverage you need based on income replacement, debts, future expenses, and existing resources.

20.8Kuses
7.7/10(202)
Recommended Coverage$590,000
Total Needs$740,000
Existing Resources$150,000
Coverage Gap$590,000

Needs Breakdown

Income Replacement$350,000
Mortgage$250,000
Other Debts$25,000
College Fund$100,000
Final Expenses$15,000

How It Works

  1. Enter your income and years to replace.
  2. Add outstanding debts and future needs.
  3. Subtract existing coverage and savings.
  4. View recommended coverage amount.

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Disclaimer: This tool is provided as-is for informational and educational purposes only.

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