Federal Income Tax Calculator

Calculate your 2026 US federal income tax. Supports all 5 filing statuses with standard and itemized deductions. Visual bracket breakdown with effective and marginal tax rates.

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2026 Federal Tax Brackets Reference

RateSingleMFJ / QWMFSHoH
10%$0$11,925$0$23,850$0$11,925$0$17,000
12%$11,925$48,475$23,850$96,950$11,925$48,475$17,000$64,850
22%$48,475$103,350$96,950$206,700$48,475$103,350$64,850$103,350
24%$103,350$197,300$206,700$394,600$103,350$197,300$103,350$197,300
32%$197,300$250,525$394,600$501,050$197,300$250,525$197,300$250,500
35%$250,525$626,350$501,050$752,800$250,525$376,400$250,500$626,350
37%$626,350+$752,800+$376,400+$626,350+

* Standard deductions for 2026: Single/MFS $15,700 | MFJ/QW $31,400 | HoH $23,850

How to Use the Federal Income Tax Calculator

  1. Enter your gross annual income.
  2. Select your filing status (Single, Married Filing Jointly, Married Filing Separately, Head of Household, or Qualifying Widow/er).
  3. Choose standard deduction or enter a custom itemized deduction amount.
  4. View your federal tax, effective rate, marginal rate, and after-tax income with a full bracket breakdown.

2026 Federal Tax Brackets

  • Seven progressive brackets: 10%, 12%, 22%, 24%, 32%, 35%, 37%
  • Standard deductions: $15,700 (Single/MFS), $31,400 (MFJ/QW), $23,850 (HoH)
  • Marginal rate is the rate on your last dollar of taxable income
  • Effective rate is the actual percentage of gross income paid in federal tax
  • 100% client-side -- your data never leaves your browser

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Disclaimer: This tool is provided as-is for informational and educational purposes only.

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