FD Calculator
Calculate fixed deposit maturity amount and interest earned. Compare compounding frequencies - quarterly, monthly, half-yearly, and yearly.
42.7Kuses
9/10(475)
Maturity Amount
₹1,41,478
after 5.0 years (quarterly compounding)
Principal
₹1,00,000
Interest Earned
₹41,478
Effective Yield
41.48%
Principal vs Interest
Principal
Interest
Year-by-Year Growth
| Year | Value | Interest Earned |
|---|---|---|
| 1 | ₹1,07,186 | ₹7,186 |
| 2 | ₹1,14,888 | ₹14,888 |
| 3 | ₹1,23,144 | ₹23,144 |
| 4 | ₹1,31,993 | ₹31,993 |
| 5 | ₹1,41,478 | ₹41,478 |
How FD Interest is Calculated
FD maturity = P x (1 + r/n)^(n*t), where P is principal, r is annual rate, n is compounding frequency per year, and t is time in years. Most banks compound quarterly.
Features
- Support for monthly, quarterly, half-yearly, yearly compounding
- Year-by-year growth breakdown
- Principal vs interest visualization
- 100% client-side calculation
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Disclaimer: This tool is provided as-is for informational and educational purposes only.