FD Calculator

Calculate fixed deposit maturity amount and interest earned. Compare compounding frequencies - quarterly, monthly, half-yearly, and yearly.

42.7Kuses
9/10(475)
Maturity Amount
₹1,41,478
after 5.0 years (quarterly compounding)
Principal
₹1,00,000
Interest Earned
₹41,478
Effective Yield
41.48%

Principal vs Interest

Principal
Interest

Year-by-Year Growth

YearValueInterest Earned
1₹1,07,186₹7,186
2₹1,14,888₹14,888
3₹1,23,144₹23,144
4₹1,31,993₹31,993
5₹1,41,478₹41,478

How FD Interest is Calculated

FD maturity = P x (1 + r/n)^(n*t), where P is principal, r is annual rate, n is compounding frequency per year, and t is time in years. Most banks compound quarterly.

Features

  • Support for monthly, quarterly, half-yearly, yearly compounding
  • Year-by-year growth breakdown
  • Principal vs interest visualization
  • 100% client-side calculation

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Disclaimer: This tool is provided as-is for informational and educational purposes only.

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