Debt Avalanche Calculator

Calculate debt payoff using the avalanche method. Pay highest interest rate first to minimize total interest. Compare with snowball method.

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How the Debt Avalanche Works

  1. List all debts from highest to lowest interest rate.
  2. Make minimum payments on everything except highest rate.
  3. Put all extra money toward the highest interest debt.
  4. When paid off, roll that payment to the next highest rate.

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Disclaimer: This tool is provided as-is for informational and educational purposes only.

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