CD Ladder Calculator

Build a CD ladder investment strategy. Stagger maturity dates for liquidity while maximizing yield. Calculate returns across all rungs.

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Total Investment ($)

Number of Rungs (1-10)

APY Rates by Rung

1-Year (%)

2-Year (%)

3-Year (%)

4-Year (%)

5-Year (%)

What is a CD Ladder?

A CD ladder is an investment strategy where you split money across CDs with staggered maturity dates. This provides regular access to funds while earning higher rates on longer-term CDs.

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