Auto Loan Calculator

Calculate your auto loan monthly payment with trade-in value, sales tax, dealer fees, and down payment. View amortization schedule and total cost breakdown.

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How to Use the Auto Loan Calculator

  1. Enter the vehicle purchase price.
  2. Add your down payment, trade-in value, and any amount owed on the trade-in.
  3. Include sales tax rate and dealer/documentation fees if applicable.
  4. Enter the annual interest rate (APR) and select your loan term.
  5. View monthly payment, total interest, cost breakdown, and amortization schedule.

Features

  • Trade-in value with negative equity support
  • Sales tax calculated on net price (after trade-in)
  • Dealer and documentation fee support
  • Amortization schedule preview (first 12 months)
  • One-click copy results to clipboard
  • 100% client-side -- no data sent to any server

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Disclaimer: This tool is provided as-is for informational and educational purposes only.

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