401k Calculator
Project your 401(k) retirement savings with employer match, annual contributions, and compound growth. View a detailed year-by-year growth table.
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How to Use the 401k Calculator
- Enter your current age and target retirement age.
- Input your current 401(k) balance.
- Set your annual contribution amount (2024 limit: $23,000, or $30,500 if 50+).
- Enter your employer match percentage (e.g., 50% means they match half your contribution).
- Set an expected annual return rate (7% is a common long-term average).
- Click Calculate to see your projected balance and year-by-year growth.
Understanding Employer Match
An employer match is free money added to your 401(k) based on your contributions. For example, a 50% match means for every dollar you contribute, your employer adds 50 cents. Always contribute at least enough to get the full employer match.
Features
- Compound growth with monthly calculation
- Employer match percentage support
- Year-by-year growth breakdown table
- Visual breakdown of contributions vs growth
- Copy table data to clipboard
- 100% client-side calculation for privacy
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Disclaimer: This tool is provided as-is for informational and educational purposes only.